YouTestMe Cyber Liability Insurance policy includes coverage for legal costs and damages related to the following coverage areas:
-
Incident Response Cost: Coverage for the cost of access to a 24/7 cyber incident response hotline and a dedicated team to assist you in coordinating an incident response following a cybercrime.
-
Legal, Forensic, and Breach Management Costs: Coverage for legal advice, notification fees, crisis management services, and credit monitoring.
-
System Damage and Restoration Costs: Repairs and restoration of the software systems damaged due to the cyber event.
-
System Business Interruption: Coverage for losses sustained due to a system outage resulting from a cyber attack.
-
Social Engineering (optional coverage): Coverage should an employee be tricked into providing access to a system or sending funds to a fraudulent bank account
